Hello Larry,
I'm guessing you were previously syncing to another Palm handheld and that your old user data has migrated onto the Treo. You need to do a clean install, and then your photo gallery will work as intended. I recommend reading the guide found here:
http://discussion.brighthand.com/pal...threadid=75197
Especially take note of step three. I had the exact same problem you did. Start from scratch, and you'll be so much happier with your Treo. Hope this works for you. Let us know how it turns out!