Just a small caution....You might run into problems if you use the headphone jack in that manner. It is a very weak part of the 650 and the frequent use you describe could cause the jack to fail prematurely. Search these boards for threads about the headphone jack before you jump in just so you know what can result.
There is a Seido adapter that might help to save the jack. Take a look:
http://store.everythingtreo.com/cont...73-75--634.htm
I am not trying to be a wet blanket, just want you to be aware. I believe the fact they have that product will let you know there is a problem. I am not sure if you need the connector on the phone for any of the other items on your wish list so I hope the adapter won't get in your way.
Best of luck,
SteveTaz